Q. Who created First Aid Financial’s Proven Program?

A. This online program was created by two women in late 2005. One, a single mother had budgeted since her first pay check. But, was always struggling with making ends meet. Along the way, she acquired medical bills that had gone onto her credit report. There was even a bounced check from a pizza she ordered when she was 16. The other woman, while attending college had gotten pulled into the credit system, and racked up charges on her credit cards. Of course, plenty of companies were willing to offer her credit cards, but what she didn’t realize is what it would mean in her future. The two friends, after years of struggling, were at an impasse with their finances. So they looked around for financial programs that could help them. They realized there weren’t any within their price range or that didn’t completely invade their privacy. Instead of being frustrated, they decided to do it themselves. In that, this program was created.

These two hard-working women created this program from research, trial and error. They used the program themselves, and know it works. They did the research, did the leg work, and did the simplification. They wanted to create a program that would help people succeed with the unknown financial situations that arise in life. School doesn’t teach us how to budget and manage money. So once you’re in, you can quickly start sinking into a sea of uncertainty. It’s scary when you’re first trying to do it. Companies make you think you can’t do it alone or for free. There comes a time when everyone has to learn how to take charge of their finances. Unfortunately, most people wait until they are between a rock and hard place and are forced to try to figure it out by themselves. First Aid Financial can help you NOW, instead of later which will save you valuable time, money and stress. These two women gathered the information they needed to fix their credit, maintain a budget and eliminate their debt. And now, they’re presenting it to you, so you can do the same thing. First Aid Financial is your personal tool kit, with everything included to get you where you want to be financially . . . out of debt with good credit and a budget to maintain it long term.

Q. Who uses this Proven Program?

A. “I am a 36 year old professional and life had begun to pile up on me. I am very busy with 2 professions and easily allowed my finances to get out of control. I came across First Aid Financial through a friend who had told me how well it had worked for her. I got First Aid Financial and was able to figure out my money problems and fix them. It was easy to use and to follow. The program taught me the methods to figure out how to control my credit card debt. It showed me how much interest rates were affecting me, as well as the finance charges. I am grateful for First Aid Financial.” - T. Pake, Marin County, CA.

“By using FAF's Proven Program, I was able to eliminate over $13,000 in debt in 1 year. My finances were overwhelming me, but FAF gave me a plan and made it easy. I cleaned up my credit, and am ready to be debt free. I now feel like I am back in control, and can take care of my business. Thanks FAF!” - S. Hayes, Las Vegas, NV"

“I used to fear my mailbox because of the bills I was getting . . . disconnection notices, collection letters. I didn't know how to budget and my bookkeeping was non-existent. I started to use FAF's Proven Program and I learned how to budget what I had coming in, and going out. I was able to see what was actually happening. I use the program and no longer fear my mailbox. I just make my finances a part of my life, no longer worrying about them. Thanks for how easy you made it.” Carla D., Huntington Beach, CA

Q. Why do I see credit repair services advertised for hundreds or thousands of dollars and First Aid Financial is only $199.00?

A. Usually, credit repair services promise to remove negative items from your credit reports. What these credit repair organizations don't tell you is that you can repair your credit file yourself, and you don't have to be an expert to do it. Some of them will even use techniques that are unethical or even illegal! If you aren't careful, you could end up in worse shape than when you started! First Aid Financial gives you all of the information you would need to be able to do this yourself for the one time fee of $199.00. They also offer a debt elimination program and a budgeting plan; whereas credit agencies only assist in repairing your credit.